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VersaBank VBNK

Sector:

Financial Services

Industry:

Banks - Regional

Description:

VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
VersaBank website

Recent Quarter:

2024-09-05

Upcoming Quarter:

2024-12-11

Annual Reports

Date2023-12-13
Revenue 108,026,000
Net Income 42,162,000
EPS 1.53
Basic Shares 26,904,198
Diluted Shares 26,273,739
Report Link
Date2022-12-07
Revenue 82,392,000
Net Income 22,658,000
EPS 0.79
Basic Shares 27,425,479
Diluted Shares 27,425,479
Report Link
Date2022-01-28
Revenue 65,357,000
Net Income 22,380,000
EPS 0.96
Basic Shares 21,752,930
Diluted Shares 21,752,930
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Date2020-10-31
Revenue 54,185,000
Net Income 19,405,000
EPS 0.82
Basic Shares 21,123,559
Diluted Shares 21,123,559
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Date2019-10-31
Revenue 53,919,000
Net Income 20,196,000
EPS 0.85
Basic Shares 21,123,559
Diluted Shares 21,123,559
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Date2018-10-31
Revenue 51,685,000
Net Income 18,074,000
EPS 0.86
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2017-10-31
Revenue 43,842,000
Net Income 19,472,000
EPS 0.83
Basic Shares 20,864,000
Diluted Shares 20,864,322
Report Link
Date2016-10-31
Revenue 39,677,000
Net Income 8,470,000
EPS 0.32
Basic Shares 19,861,000
Diluted Shares 19,861,000
Report Link
Date2015-10-31
Revenue 35,368,000
Net Income 8,218,000
EPS 0.33
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2014-10-31
Revenue 30,507,000
Net Income 5,676,000
EPS 0.29
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2013-10-31
Revenue 27,975,000
Net Income 1,764,000
EPS 0.11
Basic Shares 16,571,000
Diluted Shares 16,571,000
Report Link
Date2012-10-31
Revenue 32,895,000
Net Income 3,824,000
EPS 0.24
Basic Shares 15,825,000
Diluted Shares 15,825,000
Report Link
Date2011-10-31
Revenue 29,233,000
Net Income 7,570,000
EPS 0.48
Basic Shares 15,825,000
Diluted Shares 15,825,000
Report Link

Annual Ratios

Date2023-10-31
PE 6.77
Dividend Yield 1.26
Payout Ratio: 8.538%
Date2022-10-31
PE 11.44
Dividend Yield 1.44
Payout Ratio: 16.458%
Date2021-10-31
PE 14.44
Dividend Yield 1.19
Payout Ratio: 17.185%
Date2020-10-31
PE 7.73
Dividend Yield 2.85
Payout Ratio: 22.056%
Date2019-10-31
PE 7.08
Dividend Yield 2.57
Payout Ratio: 18.212%
Date2018-10-31
PE 8.78
Dividend Yield 1.92
Payout Ratio: 16.842%
Date2017-10-31
PE 6.12
Dividend Yield 1.85
Payout Ratio: 11.303%
Date2016-10-31
PE 11.10
Dividend Yield 2.34
Payout Ratio: 25.986%
Date2015-10-31
PE 10.91
Dividend Yield 2.03
Payout Ratio: 22.171%
Date2014-10-31
PE 13.62
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2013-10-31
PE 34.58
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2012-10-31
PE 14.60
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2011-10-31
PE 7.38
Dividend Yield 0.00
Payout Ratio: 0.000%

Quarterly Reports

Date2024-09-05
Revenue 26,997,000
Net Income 9,705,000
EPS 0.35
Basic Shares 26,958,333
Diluted Shares 25,964,424
Report Link
Date2024-06-05
Revenue 73,502,000
Net Income 11,828,000
EPS 0.45
Basic Shares 25,964,424
Diluted Shares 25,964,424
Report Link
Date2024-03-06
Revenue 71,575,000
Net Income 12,699,000
EPS 0.48
Basic Shares 25,964,424
Diluted Shares 25,964,424
Report Link
Date2023-12-13
Revenue 29,173,000
Net Income 12,479,000
EPS 0.47
Basic Shares 25,964,424
Diluted Shares 25,964,424
Report Link
Date2023-08-30
Revenue 26,859,000
Net Income 10,003,000
EPS 0.38
Basic Shares 25,957,755
Diluted Shares 25,957,755
Report Link
Date2023-06-07
Revenue 26,685,000
Net Income 10,263,000
EPS 0.38
Basic Shares 26,170,621
Diluted Shares 26,170,621
Report Link
Date2023-03-08
Revenue 25,918,000
Net Income 9,417,000
EPS 0.34
Basic Shares 27,025,317
Diluted Shares 27,025,317
Report Link
Date2022-12-07
Revenue 24,252,000
Net Income 6,429,000
EPS 0.24
Basic Shares 27,245,782
Diluted Shares 27,245,782
Report Link
Date2022-08-31
Revenue 21,239,000
Net Income 5,720,000
EPS 0.21
Basic Shares 27,441,082
Diluted Shares 27,441,082
Report Link
Date2022-03-02
Revenue 18,635,000
Net Income 4,943,000
EPS 0.18
Basic Shares 27,441,082
Diluted Shares 27,441,082
Report Link
Date2021-12-01
Revenue 18,266,000
Net Income 5,566,000
EPS 0.19
Basic Shares 27,441,082
Diluted Shares 27,441,082
Report Link
Date2021-12-01
Revenue 18,236,000
Net Income 5,910,000
EPS 0.22
Basic Shares 27,441,082
Diluted Shares 27,441,082
Report Link
Date2021-07-31
Revenue 15,729,000
Net Income 5,436,000
EPS 0.25
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2021-04-30
Revenue 15,970,000
Net Income 5,744,000
EPS 0.25
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2021-01-31
Revenue 15,422,000
Net Income 5,290,000
EPS 0.22
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2020-10-31
Revenue 13,726,000
Net Income 4,746,000
EPS 0.22
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2020-07-31
Revenue 12,392,000
Net Income 4,369,000
EPS 0.18
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2020-04-30
Revenue 14,485,000
Net Income 5,149,000
EPS 0.22
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2020-01-31
Revenue 13,582,000
Net Income 5,141,000
EPS 0.22
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2019-10-31
Revenue 13,635,000
Net Income 5,405,000
EPS 0.26
Basic Shares 21,108,753
Diluted Shares 21,123,559
Report Link
Date2019-07-31
Revenue 14,078,000
Net Income 4,963,000
EPS 0.21
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2019-04-30
Revenue 12,747,000
Net Income 4,896,000
EPS 0.21
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2019-01-31
Revenue 13,459,000
Net Income 4,932,000
EPS 0.21
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2018-10-31
Revenue 13,827,000
Net Income 5,164,000
EPS 0.24
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2018-07-31
Revenue 12,982,000
Net Income 4,678,000
EPS 0.2
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2018-04-30
Revenue 12,469,000
Net Income 4,256,000
EPS 0.18
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2018-01-31
Revenue 12,407,000
Net Income 3,976,000
EPS 0.16
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2017-10-31
Revenue 11,521,000
Net Income 2,822,000
EPS 0.13
Basic Shares 21,124,000
Diluted Shares 21,124,000
Report Link
Date2017-07-31
Revenue 10,763,000
Net Income 2,682,000
EPS 0.1
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2017-04-30
Revenue 10,126,000
Net Income 2,104,000
EPS 0.07
Basic Shares 21,123,559
Diluted Shares 21,123,559
Report Link
Date2017-01-31
Revenue 11,432,000
Net Income 11,864,000
EPS 0.56
Basic Shares 20,095,000
Diluted Shares 20,095,000
Report Link
Date2016-10-31
Revenue 10,386,000
Net Income 1,896,000
EPS 0.094
Basic Shares 20,095,000
Diluted Shares 20,095,000
Report Link
Date2016-07-31
Revenue 10,179,000
Net Income 2,456,000
EPS 0.09
Basic Shares 20,095,000
Diluted Shares 20,095,000
Report Link
Date2016-04-30
Revenue 9,645,000
Net Income 1,807,000
EPS 0.06
Basic Shares 19,817,000
Diluted Shares 19,817,000
Report Link
Date2016-01-31
Revenue 9,467,000
Net Income 2,311,000
EPS 0.09
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2015-10-31
Revenue 9,345,000
Net Income 2,770,000
EPS 0.14
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2015-07-31
Revenue 9,095,000
Net Income 1,707,000
EPS 0.05
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2015-04-30
Revenue 8,559,000
Net Income 2,062,000
EPS 0.09
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2015-01-31
Revenue 8,369,000
Net Income 1,679,000
EPS 0.07
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2014-10-31
Revenue 8,400,000
Net Income 2,476,000
EPS 0.13
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2014-07-31
Revenue 7,306,000
Net Income 1,017,000
EPS 0.05
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2014-04-30
Revenue 7,529,000
Net Income 1,208,000
EPS 0.06
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2014-01-31
Revenue 7,272,000
Net Income 975,000
EPS 0.05
Basic Shares 19,437,000
Diluted Shares 19,437,000
Report Link
Date2013-10-31
Revenue 7,221,000
Net Income -190,000
EPS -0.0101
Basic Shares 18,784,000
Diluted Shares 18,784,000
Report Link
Date2013-07-31
Revenue 7,048,000
Net Income 878,000
EPS 0.05
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2013-04-30
Revenue 6,497,000
Net Income -39,000
EPS -0.0024
Basic Shares 16,039,000
Diluted Shares 16,039,000
Report Link
Date2013-01-31
Revenue 7,209,000
Net Income 1,115,000
EPS 0.0641
Basic Shares 17,387,368
Diluted Shares 17,387,368
Report Link
Date2012-10-31
Revenue 7,873,000
Net Income -907,000
EPS -0.0522
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2012-07-31
Revenue 8,632,000
Net Income 1,783,000
EPS 0.1
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2012-04-30
Revenue 8,213,000
Net Income 1,110,000
EPS 0.0638
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2012-01-31
Revenue 8,177,000
Net Income 1,838,000
EPS 0.11
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2011-10-31
Revenue 13,475,000
Net Income 6,227,000
EPS 0.36
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link
Date2011-07-31
Revenue 4,508,000
Net Income -323,000
EPS -0.0186
Basic Shares 17,387,000
Diluted Shares 17,387,000
Report Link

Quarterly Ratios

Date2024-07-31
PE 11.62
Dividend Yield 0.20
Payout Ratio: 9.243%
Date2024-04-30
PE 7.60
Dividend Yield 0.25
Payout Ratio: 7.584%
Date2024-01-31
PE 7.75
Dividend Yield 0.23
Payout Ratio: 7.064%
Date2023-10-31
PE 5.52
Dividend Yield 0.33
Payout Ratio: 7.188%
Date2023-07-31
PE 7.60
Dividend Yield 0.29
Payout Ratio: 8.947%
Date2023-04-30
PE 6.32
Dividend Yield 0.35
Payout Ratio: 8.750%
Date2023-01-31
PE 7.45
Dividend Yield 0.32
Payout Ratio: 9.663%
Date2022-10-31
PE 10.02
Dividend Yield 0.36
Payout Ratio: 14.419%
Date2022-07-31
PE 11.52
Dividend Yield 0.35
Payout Ratio: 16.329%
Date2022-04-30
PE 18.24
Dividend Yield 0.26
Payout Ratio: 18.895%
Date2022-01-31
PE 18.24
Dividend Yield 0.23
Payout Ratio: 16.780%
Date2021-10-31
PE 17.24
Dividend Yield 0.23
Payout Ratio: 15.753%
Date2021-07-31
PE 13.02
Dividend Yield 0.27
Payout Ratio: 14.257%
Date2021-04-30
PE 14.00
Dividend Yield 0.33
Payout Ratio: 18.628%
Date2021-01-31
PE 11.22
Dividend Yield 0.45
Payout Ratio: 20.227%
Date2020-10-31
PE 7.90
Dividend Yield 0.71
Payout Ratio: 22.545%
Date2020-07-31
PE 8.22
Dividend Yield 0.75
Payout Ratio: 24.491%
Date2020-04-30
PE 5.81
Dividend Yield 0.89
Payout Ratio: 20.781%
Date2020-01-31
PE 7.75
Dividend Yield 0.67
Payout Ratio: 20.813%
Date2019-10-31
PE 6.61
Dividend Yield 0.68
Payout Ratio: 17.983%
Date2019-07-31
PE 7.44
Dividend Yield 0.66
Payout Ratio: 19.585%
Date2019-04-30
PE 8.09
Dividend Yield 0.55
Payout Ratio: 17.708%
Date2019-01-31
PE 8.01
Dividend Yield 0.55
Payout Ratio: 17.579%
Date2018-10-31
PE 7.68
Dividend Yield 0.48
Payout Ratio: 14.737%
Date2018-07-31
PE 7.59
Dividend Yield 0.54
Payout Ratio: 16.268%
Date2018-04-30
PE 9.00
Dividend Yield 0.50
Payout Ratio: 17.881%
Date2018-01-31
PE 10.42
Dividend Yield 0.46
Payout Ratio: 19.140%
Date2017-10-31
PE 10.68
Dividend Yield 0.46
Payout Ratio: 19.525%
Date2017-07-31
PE 8.67
Dividend Yield 0.59
Payout Ratio: 20.507%
Date2017-04-30
PE 12.12
Dividend Yield 0.54
Payout Ratio: 26.141%
Date2017-01-31
PE 1.95
Dividend Yield 0.60
Payout Ratio: 4.636%
Date2016-10-31
PE 12.54
Dividend Yield 0.58
Payout Ratio: 29.061%
Date2016-07-31
PE 9.47
Dividend Yield 0.59
Payout Ratio: 22.394%
Date2016-04-30
PE 12.15
Dividend Yield 0.63
Payout Ratio: 30.437%
Date2016-01-31
PE 10.35
Dividend Yield 0.57
Payout Ratio: 23.799%
Date2015-10-31
PE 8.09
Dividend Yield 0.61
Payout Ratio: 19.856%
Date2015-07-31
PE 13.15
Dividend Yield 0.85
Payout Ratio: 44.464%
Date2015-04-30
PE 10.04
Dividend Yield 0.31
Payout Ratio: 12.415%
Date2015-01-31
PE 12.99
Dividend Yield 0.29
Payout Ratio: 15.307%
Date2014-10-31
PE 7.81
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2014-07-31
PE 18.39
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2014-04-30
PE 15.56
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2014-01-31
PE 19.57
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2013-10-31
PE -90.99
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2013-07-31
PE 17.96
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2013-04-30
PE -365.53
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2013-01-31
PE 13.73
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2012-10-31
PE -16.91
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2012-07-31
PE 8.63
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2012-04-30
PE 13.65
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2012-01-31
PE 8.37
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2011-10-31
PE 2.47
Dividend Yield 0.00
Payout Ratio: 0.000%
Date2011-07-31
PE -45.46
Dividend Yield 0.00
Payout Ratio: 0.000%

RSI:

72.02

Price:

$17.10

Market Cap:

443,991,240

EPS TTM:

1.75

PE Ratio:

13.79

PEPSG:

1.5004

Fwd PE:

20.70

Volume:

45,501

2 Year Price Change

2.560

Index 2 Year Price Change

1.497

5 Year Price Change

No Price 5 Years Ago

Index 5 Year Price Change

1.905
PESPG: Growth Rate of EPS projected to next quarter and 6 months trailing. Lower is better to help calculate nexts quarters PE Ratio today. Diluted shares effects the EPS reported and makes calculation show as extremely poor expected growth.

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EPS

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